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How Much Does It Cost?

Annual car maintenance cost calculator

Beyond fuel, a car has fixed and periodic costs that are easy to forget. Enter yours to see what it costs you per month and per mile.

Transport Updated:

Inputs

km/year
$

All amounts are examples: use your own.

$
$

If it is every two years, divide its price by 2.

$
$
km
$
$
$

Starting values are editable examples, not official prices. Results update automatically as you change the inputs.

Result

Annual car maintenance cost calculator — How Much Does It Cost?

Annual cost of keeping the vehicle

$1,270.00

Monthly cost
$105.83
Cost per distance (excl. fuel)
$0.106/km
Tyres per year
$120.00
Annual cost split
Insurance: $450.00Tax: $100.00Inspection: $40.00Servicing: $300.00Tyres: $120.00Repairs: $200.00Other: $60.00Total$1,270
  • Insurance$450.00 · 35.4%
  • Tax$100.00 · 7.9%
  • Inspection$40.00 · 3.1%
  • Servicing$300.00 · 23.6%
  • Tyres$120.00 · 9.4%
  • Repairs$200.00 · 15.7%
  • Other$60.00 · 4.7%
Calculation breakdown
  1. Tyres per year = $400.00 × annual distance ÷ lifespan = $120.00
  2. Parking per year = $0.00 × 12
  3. Annual total = sum of items = $1,270.00
  4. Per distance = $1,270.00 ÷ 12,000 km

Indicative result based on the data you entered. It does not replace a professional quote or your actual bill.

How it is calculated

Tyres per year = set price × annual distance ÷ lifespan. Parking per year = monthly × 12.

Annual total = sum of all items. Cost per distance = total ÷ annual distance.

Worked example

Using the calculator’s example values:

  • Annual distance: 12,000 km/year
  • Annual insurance: $450.00
  • Annual road tax: $100.00
  • Roadworthiness test (yearly average): $40.00
  • Servicing and oil per year: $300.00
  • Price of a set of tyres: $400.00
  • Tyre lifespan: 40,000 km
  • Repair reserve per year: $200.00
  • Parking or garage per month: $0.00
  • Other yearly costs (washes, tolls…): $60.00

Result: Annual cost of keeping the vehicle — $1,270.00 (monthly cost: $105.83; cost per distance (excl. fuel): $0.106/km; tyres per year: $120.00).

Money-saving tips

  • Shop around for insurance before each renewal.
  • Follow the manufacturer’s service schedule to avoid bigger repairs.
  • Check pressures and alignment: they extend tyre life.

Frequently asked questions

Does it include fuel?

No, so you can compare it across cars. Add it with the monthly fuel calculator.

What about depreciation?

Not either. It is real but hard to estimate; you can add it under “other costs”.

How much should I reserve for repairs?

It depends on the car’s age and condition. Use what you spent in previous years as a guide.

GuideElectric vs gas car: how to compare total cost of ownership

How we calculate and the limits of the results: Methodology.

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